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FIRST HOME BUYERS

This page will cover our Conveyancing process for first home buyers, as well as information that will prepare readers if they are considering purchasing their first property.
Our advice to first home buyers is to be extremely organised. Contact a Conveyancer or Solicitor early in the process to ensure you are well informed about all the necessary legal proceedings. Familiarise yourself with the property market and the Conveyancing process to set yourself up for success. Finally, obtaining finance (pre-approval) will help you set realistic goals in terms of what properties are within your budget.

first home buyers

In NSW, first home buyers should see if they are eligible for first home buyer initiatives, such as stamp duty exemptions, discounts or building grants. This knowledge is valuable when budgeting for a property purchase.

What our clients say about us

Stacey Sullaphen
Stacey Sullaphen
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Nothing but praise for HLC who handled our purchase right on the border of NSW & QLD, making it tricky indeed. Sue & her team kept on top of everything and informed us every step of the way! Would not consider using anyone else for our Conveyancing or legal needs.
Rick M
Rick M
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I cannot begin to say how easy purchasing a home was with the help of Hunter legal and Conveyancing. Sue and the team made a difficult task simple. I will definitely be using HLC for my next house.
Shane Nevin
Shane Nevin
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I couldn't have asked for better service than what i received from Dawn when purchasing our block of land last year. Very helpful, extremely professional, service with a smile. 🙂
Karen Fenning
Karen Fenning
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Highly recommend Hunter Legal & Conveyancing , Sue and her Team went above and beyond for us they came to our home to sign our new House Contract when it was difficult for us to get out and about with our disabled son.
Leanne McDonnell
Leanne McDonnell
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The Team @ Hunter Legal & Conveyancing are exceptionally great @ what they do as a team, their excellence to detail and support were outstanding, Thanks to Sue and The Team, from the front desk to beyond you all went out of your way to help me achieve the purchase of my new property. I would highly recommend Hunter Legal & Conveyancing. Thankyou ALL again. Leanne. Kurri Kurri.
Steven Sales
Steven Sales
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No mucking around, they just get in and get the job done. Friendly staff Made the process of buying a house less stressful
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Vicki Hobbs
Vicki Hobbs
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I have found them most helpful, with the sale of my house. You would be happy with their service if you went with them.
Mathew Sefian
Mathew Sefian
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Incredible work. I needed people on the ball, proactive and experienced enough to navigate a settlement in 5 days after an exchange. Any one who knows property, banks and sollicitors knows this is a big ask. Hunter legal were all over it !!! And we did it. Great work cant say enough about this team.
Brad Driscoll
Brad Driscoll
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Erin and the team from Hunter Legal and Conveyancing were a pleasure to work with. Made the process straight forward and easy to manage.
Toni Walsh
Toni Walsh
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I work with Hunter Legal on a daily basis and always find them easy to communicate with, always friendly and happy to help any way they can. Would happily refer them to anyone who is wanting to buy or sell real estate.
Chris Lyttle
Chris Lyttle
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The team at hunter legal are very helpful and where able to sort everything out while I was working away. Ebony done an excellent job with the sale of my house and buying my new house.
Darren Doyle
Darren Doyle
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The staff have been awesome right from when I called to get there help in buying our home, highly recommended HLC to everyone looking for professional help in anyway. Thank you so much Susanne you made our job easy. Keep up the great work.
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Kathie Morris
Kathie Morris
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Big thank you to Ebony, Erin and team for handling both property sales and purchases for us recently. All transactions were delivered professionally and thoughtfully, considerate of our time and availability.
Ryan Drury
Ryan Drury
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Fantastic service. Went above & beyond with my recent home purchase. Highly recommend this professional crew. Special shout out to Jasmine for her fantastic efforts. Thank you so much.
Trevor Laker
Trevor Laker
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Sue and Ebony were amazing after having a bad experience with another Conveyancer, a pleasant and easy transaction and nothing was to much trouble for these girls. We would have no problem recommending them they at least sell peace of mind when they take you on as a client.
Terry Bradley
Terry Bradley
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Having moved from interstate and not knowing anyone, Sue was recommended by the real estate agent. She was very friendly and pleasant to deal with especially when we had dramas. Would highly recommend their services.
Kasey Williams
Kasey Williams
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Ebony and Erin assisted me in purchasing my first home. They were incredibly professional and guided me through every step of the process, answering all of my questions and providing valuable assistance along the way. Thankyou so much!
Steve Jarmain
Steve Jarmain
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I have engaged Sue and the friendly team at Hunter Legal twice in 12 months on Conveyancing and purchasing realestate. its a pleasure dealing with such professionals. They are very efficient, have great communication and are very approachable. I highly recommend Hunter Legal and will continue to use their services in the future. Again well done to Sue and your proactive team.... Thank you...
Danielle Fox Harland
Danielle Fox Harland
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Sue Mosley and her team at Hunter Legal and Conveyancing were a pleasure to work with. Sue and Jasmine have a straight forward approach to Conveyancing and legal matters which made the process of purchasing a property stress free and easy. Her honesty, expertise and in depth knowledge enabled us to achieve a property settlement in a short amount of time. Sue and her team went above and beyond our expectations in all areas of customer service and legal representation. We would highly recommend Hunter Legal & Conveyancing.
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THE PROCESS

The diagram below represents the typical course of a property transaction. For first home buyers, the process is basically the same as repeat buyers.

first home buyers | what is conveyancing

INITIATIVES FOR FIRST HOME BUYERS

To improve housing affordability, the NSW Office of State Revenue released a new first home buyers assistance scheme in July, 2017. The scheme offers financial assistance to eligible first home buyers, typically in the form of stamp duty discounts and building grants for new homes.

For example, eligible new home buyers purchasing a new or existing property under $650,000, stamp duty fees have been waived. For homes between $650,000 and $800,000 stamp duty discounts apply. There are also building grants of up to $10,000 for newly built homes.

There are many variations of this scheme, it is important to be aware of the concessions that may apply to you. Visit the NSW Office of State Revenue to learn more or contact your Conveyancer.

To apply for one of these schemes, a person must complete a First Home Buyers Assistance scheme form or a First Home Owner Grant (New Homes) form and satisfy eligibility criteria. A Conveyancer can help you submit these forms, which takes place after you have exchanged contracts.

FAQ

Contact Revenue NSW or visit their first home owner grant website. On this website, you will be able to view the eligibility criteria.

Alternatively you can contact us and we can help you work out your eligibility.

Contact Revenue NSW or visit their first home buyers assistance scheme. On this website, you will be able to view the eligibility criteria as well as calculators to determine your concession amount.
Alternatively you can contact us and we can help you work out your eligibility.

While the first home owner grant, and first home buyers assistance scheme are the major concessions for NSW first home buyers. It is important to note there are many variations of these schemes.
For example, even if you are purchasing 50% of the property, and another party is purchasing the remainder, you may still receive a concession.
The best course of action is discussing your situation with a licensed Conveyancer or Revenue NSW and they will help you identify if a concession applies to you.

Yes it does, however the changes are primarily the paperwork involved in obtaining finance, the remainder of the Conveyancing cycle is otherwise unchanged.
For example, the loan structure will be different and additional documentation will be required, as guarantors are usually guaranteeing against another property. Therefore, there is additional documentation that need to be prepared and signed by the guarantors.

HOW WE CAN HELP

If you are considering buying your first property and are located in NSW, Hunter Legal & Conveyancing can guide you on this process.
We provide contract reviews free of charge, and can help you understand your sales contract, prospective mortgage, legal fees, stamp duty and concession eligibility.
Our clients are provided with regular updates, as well as notifications in the form of SMS, email and phone calls. You can call us with any questions you may have, and expect a quick reply.
Purchasing a property is typically an unfamiliar process for first home buyers. We help our clients by educating them on the following;

  • Avoiding being gazumped
  • Preparing to buy at an auction
  • Preparing to buy at a normal (known as private treaty) sale
  • Organising pest and building reports if requested
  • Explaining all details of the contract of sale
  • Compiling all relevant documentation
  • Explaining time frames and requirements

HELPFUL LINKS

First Home Buyers Assistance Scheme - Revenue NSW

First Home Owner Grant (New Homes) Scheme - Revenue NSW

First Home Buyers Assistance Caclulator - Revenue NSW

Beginners Guide to Conveyancing - Hunter Legal & Conveyancing

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